Digital Transformation in Bank Fleets and Insurance Premiums

Fair Cost Calculation in the Insurance Industry and Enhancement of Banking Processes through Bank Fleet Management.

The insurance industry is rapidly progressing due to technological advancements. This change has led insurance companies to stay away from traditional practices and adopt digital transformation. One of the key challenges for insurance companies in managing costs is obtaining accurate information to fairly calculate premiums and manage fleet owners' claims. To address this challenge, Dolphin provides services such as real-time tracking equipment, surveillance cameras, and other solutions to its customers. This enables insurance companies to identify false claims and adjust insurance costs based on the actual performance of the fleet and driving behavior. Digital transformation in banking can also enhance banking processes, particularly in the intelligent management of bank fleets. Banks, by using effective vehicle management solutions, can move away from traditional, error-prone fleet monitoring and improve the transportation of cash and valuable assets. Real-time tracking and tools such as driver fatigue detection systems and emergency call systems allow managers to stay informed about the exact location of vehicles and the status of drivers, enabling swift responses to any security issues.

Insurance Fleet

High insurance costs

Equal insurance amounts for inactive and active fleets

Failure to consider driver behavior in determining insurance premiums

Lack of management of fleet owners' and insurers' claims

Hardware

Gateway / Tracker

Gateway / Tracker

CANDO

CANDO

Car Dash Cams

Car Dash Cams

Software & Module

Fleet Management Software

Driver Behavior Module

Car Maintenance Module

Driver Safety Monitoring System

TPMS

Providing insurance services based on fleet usage

Recording driver behavior and identifying aggressive drivers

Setting higher insurance premiums for high-risk drivers

Recording of actual data

Managing claims based on available data

Remote diagnostics

Monitoring of vehicles tire pressure

Recording of traveled routes

Receiving vehicle CAN network information

Awareness of vehicle health status

Determining auto accident insurance based on vehicle health

Determining insurance premiums based on route risk

Custom reporting system

Banking Fleet

Ensuring security in the transfer of money and assets to prevent theft

Optimizing vehicle routes to reduce travel time

Controlling operational costs of the fleet, including fuel, maintenance, and insurance

Compliance with regulations for transporting bank assets

Hardware

Gateway / Tracker

Gateway / Tracker

Beacon ID & Sensor DC50

Beacon ID & Sensor DC50

Car Dash Cams

Car Dash Cams

Software & Module

Fleet Management Software

Driver Behavior Module

Car Maintenance Module

Driver Safety Monitoring System

TPMS

Door Sensor

In-Cabin Radar

Emergency Call System (eCall)

Recording driver behavior and identifying aggressive drivers

Ensuring asset security and reducing theft risk

Custom reporting system

Remote diagnostics

Detection of incorrect driver seating position

Recording of traveled routes

Recording of actual data

Claims management based on available data

Detection of vehicle door status (open or closed)

Monitoring of vehicles tire pressure